Transaction fees
The fees on each type of card, read from your own statements.
Card machines
Card machines for small businesses
We compare card machine providers on transaction fees, terminal rental, contract length and exit terms, using your own statements. Your agreement then sits in your portal with every other service.
- Fees compared from your statements
- Contract length and exit terms checked
- Countertop or portable
Card machine · High StreetIllustration only
Terminals2 portable
ContractRolling monthly
Statements checkedJul–Sep 2026
Reviewed 03/10/2026Live
What we check
Six things we check before you sign.
Card machine costs hide in the small print. These are the details we read on your statements and agreement.
Terminal rental
Monthly rental for each terminal, and whether you rent or own it.
Contract length and exit terms
How long you are tied in, and what it costs to leave.
Other charges
Minimum monthly charges, PCI fees and authorisation fees, line by line.
How you take payments
Countertop, portable or both, at the till, the table or on the road.
Settlement
When your card takings reach your bank account.
How we show it
Every fee, side by side.
We read your statements and set your current fees next to the alternative, using your own card takings.
- Debit and credit fees shown separately
- Rental, authorisation and PCI fees included
- Contract length and exit terms checked
Card machines · High StreetIllustration only| Illustrative example | Current | Option A |
|---|---|---|
| Provider | Provider F | Provider G |
| Debit cards, £16,000 | 0.79% · £126.40 | 0.49% · £78.40 |
| Credit cards, £4,000 | 1.69% · £67.60 | 1.39% · £55.60 |
| Terminal rental, 2 terminals | £50.00 | £30.00 |
| Authorisation fees | £48.00 | Included |
| PCI fee | £5.00 | Included |
| Cost a month | £297.00 | £164.00 |
| Cost a year | £3,564.00 | £1,968.00 |
Difference over 12 months £1,596.00Based on £20,000 a month in card takings and 1,600 transactions. Card transaction fees are exempt from VAT; VAT on terminal rental is not shown. For illustration only, not a real customer.
How it works
Four steps, one contact.
- Step 1
Send your statements
Your last one to three card machine statements.
- Step 2
We read the fees
Every fee and charge, and the terms of your current agreement.
- Step 3
We compare providers
Fees, rental and terms, side by side with what you pay now.
- Step 4
You choose, we do the rest
We arrange the new terminals, and your agreement goes into your portal.
Who we help
Card machines by type of business.
What matters differs from one business to the next. See what we look at for yours, or browse all business types.
One of eight
Card machines is just the start.
Bring your electricity, gas, water, waste, telecoms, cash advance and insurance into the same portal, with the same contact. One place for every contract saves you time.
Get a quote
Get a quote for card machines.
Tell us about your business and we will be in touch. We check your contract end dates and notice windows before we quote.
Prefer to talk? Call 020 4628 5727.
Questions
Card machines, answered.
What do I need to send you?
Your last one to three card machine statements, and your current agreement if you have it.
How much do card payments matter?
UK Finance reports that in 2025, 39% of all UK payments were contactless and cash made up 8%. Source: UK Finance.
Can I leave my current provider?
It depends on your agreement. We check the contract length and exit terms before you change anything.
Can I get funding from my card takings?
A merchant cash advance is repaid from a share of your card takings. See cash advance for how it works.
Bring your card payments into one place.
Send us your latest card machine statements and we will start with your fees and terms. Add your other services whenever you are ready.
